Digital payments are now part of daily life. People use cards for shopping, food, travel, fuel and bill payments. A useful credit card should not only make these payments simple but also give value back on regular spending. A card that gives back more than ₹500 every month on your regular usage can help you get more from everyday payments. But before planning to apply for a credit card, it is important to check the benefits, fees, rewards and repayment options before choosing one.
So, know here how Tejas credit card powers fast and rewarding digital transactions for everyday spending needs.
Welcome Benefits for New Cardholders
The Tejas credit card gives new cardholders a welcome benefit after activation and the first successful transaction within 30 days of card issuance. Users can choose from brand vouchers worth ₹500 or 2,000 bonus reward points. This benefit gives early value and encourages cardholders to activate the card on time. It also helps them understand how the reward system works.
Earn 10% Cashback on Popular Spending Categories
Many people spend regularly on movies, food orders, grocery shopping, cab bookings and bill payments. AU Small Finance Bank has linked the card with savings across these everyday categories through relevant merchant platforms such as Zomato for food orders, District app for movie bookings, Amazon Fresh for groceries, major cab providers for cab bookings and AU 0101 for bill payments.
Cardholders can get 10% cashback on eligible spends, subject to monthly limits. The maximum cashback is ₹50 per merchant per month, including ₹50 on Zomato, ₹50 on District app, ₹50 on Amazon Fresh, ₹50 across eligible cab providers and ₹50 on bill payments through AU 0101. These categories are practical because they match common monthly expenses and help users get value back on everyday digital payments.
Monthly Milestone Rewards That Encourage Regular Usage Every Month
Milestone rewards are useful for people who use their card regularly but responsibly. Cardholders can earn 500 bonus reward points by completing 5 or more eligible transactions in a statement cycle. Each transaction must be of ₹500 or above to qualify for the benefit.
Cardholders can also earn accelerated reward points through the AU Rewardz Portal. On eligible transactions made through the portal, users can earn 5 reward points for every ₹100 spent, provided each transaction is of ₹500 or more. The AU Rewardz Portal is AU Small Finance Bank’s rewards platform where cardholders can explore offers, shop across partner brands and earn additional reward points on eligible spends.
Fuel Surcharge Waiver
Fuel spending is a regular cost for many working professionals, families and frequent travellers. This card provides a 1% fuel surcharge waiver on eligible fuel transactions between ₹400 and ₹5,000 at fuel stations across India. The waiver is subject to statement cycle limits and applicable conditions.
This benefit can help users save a small amount each time they refuel. Over several fuel transactions in a month, the savings may become more noticeable.
Flexible Spending with EMI Conversion Facility
Sometimes, a large purchase may not be easy to pay for in one billing cycle. The EMI conversion facility helps users split eligible transactions into smaller monthly payments. Transactions of ₹500 and above can be converted into EMIs, with a minimum total value of ₹2,000.
This can be helpful for travel bookings, electronics, home needs or other planned expenses. Users should still check charges, interest and tenure before converting any amount into EMI.
How Tejas Credit Card Enhances Digital Transactions
The card supports quick and secure digital payments. Contactless payment lets users tap and pay for eligible transactions without entering a PIN up to the allowed limit. A digitally added card on a mobile phone can also be used at supported POS machines.
This makes payments faster at shops, cafes, fuel stations and supermarkets, etc. The mix of cashback, reward points, EMI options and fuel savings supports everyday digital payments in a more organised way.
Conclusion
Overall, the Tejas credit card adds practical value to modern digital payments by combining speed, savings and flexibility. Users can benefit across daily categories such as food orders, groceries, bill payments, cab bookings, fuel and travel. Features like cashback, bonus reward points, EMI conversion and contactless payments make it easier to handle regular expenses. With responsible use and timely repayment, the card can make everyday transactions smoother, more planned and more rewarding.
